Starling for Making Tax Digital
HMRC-recognised Free version Quarterly updates only Landlords
What Starling supports for Making Tax Digital for Income Tax today, according to HMRC's software finder (checked 2026-10-09), with prices checked on Starling's own site.
| Free version | Yes |
|---|---|
| Type | Keeps digital records |
| Quarterly updates | Yes |
| Final tax return | No |
| Sole trader | Ready now |
| UK property | Ready now |
| Foreign property | Not included |
| MTD for VAT | Ready now |
Is Starling right for your income?
Our 2-minute check compares it with every other product for your exact situation.
Pricing
| Plan | Price | Notes |
|---|---|---|
| Accounting Essentials (sole trader account) | Free | Free with a Starling sole trader account |
| Accounting Plus | £14/month | For VAT returns; £7/month until April 2027 (50% off) |
Free plan limits: Requires a Starling sole trader account
Prices checked on 2026-10-09 on the provider's pricing page. They change often: confirm before you sign up.
A good fit if…
- you want to start with a free version
- you have self-employment and property income
- you are VAT registered and want one product for both
Check before choosing
- It only sends quarterly updates: you will need another product or an accountant for the final tax return.
- Foreign property: not included.
- Employment (PAYE): in development.
- UK dividends: in development.
- Capital Gains: in development.
- Construction Industry Scheme: in development.
Other income and items it can report
| Item | Status |
|---|---|
| UK interest | In development |
| Employment (PAYE) | In development |
| UK dividends | In development |
| State Pension income | In development |
| Private pension incomes | In development |
| Partner income from a partnership | Not included |
| Foreign dividends | Not included |
| Foreign interest | Not included |
| Private pension contributions | In development |
| Construction Industry Scheme | In development |
| Charitable giving | In development |
| Capital Gains | In development |
| Student Loan | In development |
| Marriage Allowance | In development |
| Voluntary Class 2 National Insurance | In development |
| High Income Child Benefit Charge | In development |
"In development" means the provider has committed to HMRC to build it in time for the 2026 to 2027 tax return. See this product on HMRC's software finder.